Alternative to cash pickup

An alternative to cash pickup remittance

Cash pickup relies on branches, queues, and unclear fees. Unbound settles directly into the recipient's account via local rails, with transparent FX.

ComparativoCross-border
U
Unbound
Trilhos locais
VS
Cash pickup remittance
Rota legada
CâmbioCotação do dia + spread transparente
The pain of cash pickup

Why legacy cash pickup flows get in the way.

Requires a branch visit

The recipient must travel to a physical location, bring ID, and wait in line — during opening hours, not when the money actually arrives.

Unclear fees and exchange rate

The pickup fee and FX spread are usually bundled together, making it hard to know exactly how much actually reaches the recipient.

Limited tracking and receipts

Without a standardized digital trail, tracking status and proving payment after the fact becomes a headache.

Why Unbound

Direct bank deposit, no branch required.

Straight into the recipient's account

The destination currency lands in the account via local rails (Pix, ACH, SEPA, SPEI, Faster Payments) — no branch, no queue, no opening hours.

Transparent FX and cost

Day's rate plus a clear spread. The recipient receives the exact amount shown before you confirm.

Tracking and receipts

Monitor every remittance in real time and generate automatic receipts for every payment.

Side-by-side comparison

Unbound vs. cash pickup.

Unbound
Cash pickup remittance
Delivery
Direct to recipient's account
In-person cash pickup at a branch
Availability
Anytime, via local rails
Subject to branch hours and location
Exchange rate
Day's rate + transparent spread
Bundled and unclear
Fees
No hidden fees
Per-transaction pickup fee
Tracking
Real-time, end to end
Limited
Receipt
Generated automatically
Physical receipt, if provided
FAQ

Perguntas frequentes.

Trade the branch queue for the recipient's account.

100% digital onboarding. Settlement via local rails, transparent FX, and automatic receipts — no cash pickup needed.