Business-friendly alternative

An alternative to money transfer apps

Transfer apps handle one-off consumer sends. Unbound goes further: local rails, transparent FX, and a platform built for business payment workflows.

ComparativoCross-border
U
Unbound
Trilhos locais
VS
Money transfer apps
Rota legada
CâmbioCotação do dia + spread transparente
Where consumer apps hit a ceiling

What's missing in a transfer app when volume grows.

Spread that erodes value

The rate looks good in the ad, but the embedded spread takes a slice on every send — and it hurts more as volume scales.

Built for one-off sends

Limits, repeated verification checks, and consumer-centric flows get in the way of anyone paying suppliers and contractors on a recurring basis.

Manual reconciliation

With no per-payment reference or standardized receipt, closing the month becomes a puzzle of statements from multiple apps.

Why Unbound

A business-friendly platform for moving money.

Local rails, transparent FX

Pix on the inbound side and ACH, SEPA, SPEI, or Faster Payments on the outbound, always at the day's rate plus a clear spread.

Built for recurring payments

Pay suppliers, contractors, and your own team abroad repeatedly, without the friction of consumer-oriented flows.

Effortless reconciliation

A reference on every payment and automatic receipts for a clean month-end close.

Side-by-side comparison

Unbound vs. money transfer apps.

Unbound
Money transfer apps
Focus
Business payment workflows
One-off consumer sends
Exchange rate
Day's rate + transparent spread
Spread embedded in advertised rate
Recurring payments
Repeatable payments without friction
Limits and verification on every send
Reconciliation
Reference + automatic receipt
Manual statements per app
Rails
Local on both ends
Varies by corridor
Payments to companies
Supported
Generally aimed at individuals
FAQ

Perguntas frequentes.

More than an app: a platform for moving money.

100% digital onboarding. Transparent FX, local rails, and organized reconciliation for your business payment workflows.